“Our platform is available in a variety of local languages making it simple to onboard new entrepreneurs so they can grow at the scale of their ambition.”

The size of a business shouldn’t limit its potential. Yet many are being held back by factors beyond their control: distance to markets, societal pressures, and access to affordable capital. Accloud breaks those barriers by mobilizing business management, with a breakthrough, low-touch commerce platform. For the first time, entrepreneurs can find capital, trading, accounting, and tax solutions, in one, easy-to-use system. By giving them the tools to grow, the company is making the small, mighty.

Accloud was incorporated in 2015 and is headquartered in London, UK.

Ross R James, Accloud CEO, spoke exclusively to The Silicon Review. Below is an excerpt.

Q. Digital transformation must provide a competitive edge to the customers. How do you gain insights to keep your clients ahead of the curve?

Our hub, Accloud, is targeted toward the developing nations and growth economies where we can have the largest impact on the lives of the greatest number of people. They are disenfranchised in their access to services that a small portion of the world takes for granted: health and education primarily; but access to opportunity is the underpinning value we need to change.

By giving people the right tools, we can simplify trading, share access to capital, and lift communities from poverty to prosperity. Uniquely, we are putting all these tools in one place and into the hands of small, mighty entrepreneurs. That means more opportunity for growth, greater financial inclusion, and the chance to truly transform economies and lives.

Q. Targeted attacks, compromised infrastructure, and cloud computing are the three top risks for clients. How do you address these challenges with your solution?

We see capital as the major issue of recovering from the pandemic.

We are currently working with advisers in the UK to set up two MSME Corona Virus Bounceback Bonds. Given that banks in Europe either have or are moving towards negative interest rates, I think there

is tremendous opportunity to raise capital at very reasonable rates for deployment across Africa and India. Through Accloud, we also have the opportunity to connect these small businesses to potential new customers.

We want to rethink the old ways of doing business, use our technology to get capital into the hands of those who need it, and turn it into positive economic growth. MSMEs have a key role to play in the recovery, and we’re here to support them.